Blog
Some education, some stories, and everything else on our minds.
Accepting Credit Card Payments Online
Accepting Credit Card Payments Online: Integrate Secure Payments on Your Website Today's businesses must offer their customers fast, secure, and seamless onlin...
How Credit Card Transaction Processing Works: A Complete Gui...
Understanding how credit card transaction processing works is vital for any business that accepts payments. Whether you’re accepting e-commerce payments, mana...
Understanding Subscription Models and Chargebacks
In the subscription-based business model, chargebacks are an inevitable challenge. Chargebacks occur when customers dispute a charge on their credit card, resul...
Accepting ACH Payments
Businesses and consumers alike are constantly seeking faster, more efficient, and cost-effective methods of transferring money. Among the various payment option...
Cash Discount vs. Surcharge: What’s the Difference and How...
As consumers become more aware of fees and extra charges, businesses are racing to increase transparency in their prices and transactions. With the increasing p...
How You Can Prepare for PCI DSS Version 4
If you are conducting financial transactions with customers, your business now involves the responsibility of protecting data. Why? Because the completion of a ...
Payment Strategies to Reduce Fraud and Chargebacks
Ensuring secure transactions is paramount for businesses to maintain customer trust and mitigate risks associated with fraud and chargebacks. This article is a ...
Understanding and Mitigating Friendly Fraud in Payment Proce...
In recent years, there has been a concerning rise in incidents of friendly fraud in the payment processing industry. Despite expectations of a decline in charge...
Chargeback Defense: Protecting Your Subscription Business in...
Chargebacks are an unfortunate burden for many subscription-based businesses. As convenient as recurring payments are, they open the door to more disputes and f...
Payment Predictions: Preparing for 2024 Payment Trends
Chargebacks, compliance and contactless payments — oh, my! With so much change in technology and customer preferences regarding payments in recent years, 2024...
Payway Year in Review
We thank all of our customers for making our 39th year truly exceptional! Our commitment to improving services for our customers, partners, and the community re...
The Power of Headless eCommerce: A Non-Technical Guide
There's a buzzword making waves: "headless eCommerce." If you're not quite sure what this means and how it's different from regular eCommerce, we've got you cov...
Exploring Beyond Stripe: Why it Might be Time to Say Goodbye...
When it comes to payment processing solutions, Stripe has often been the go-to choice for start-ups, SMBs, Independent software vendors, and software developers...
Understanding Cost-Plus Pricing vs. Bundled Pricing
As a business owner, managing your finances efficiently is paramount to your success. One of the key financial decisions you'll face is choosing an issuing bank...
Understanding Secure Payment Processing
Protecting your customers’ data and your own is paramount in today’s threat-ridden landscape. With data breaches on the rise, you’re probably wondering ho...
Apple Pay for Business: Offer Frictionless Recurring Payment...
To stay relevant in today’s fast-paced market, your business must keep up with customers’ changing habits and purchasing preferences. Now, more than ever, d...
Payment Gateways and Merchant Accounts: Why You Need Both fo...
Online businesses thrive on the ability to accept payments swiftly and securely. Two crucial components in this process are payment gateways and merchant accoun...
Understanding Online Payment Gateway Integrations
You know your business needs a payment gateway and a website to thrive, but how do you make them work together? You'll need to integrate your payment gateway...
Choosing the Right Payment Processing Solution for Your Subs...
Online business requires online payment processing, and with a growing number of options available, it can be hard to know which one is right for you. In this a...
Best Payment Gateway Features for Subscriptions
According to CFO Research, subscription revenue business models are on the rise and Global Banking and Finance Review reports 70% of business leaders say subscr...
How Credit Card Processing Works “Infographic”
Credit card processing allows you to accept different types of payment. As a business owner or manager, it’s beneficial to understand how credit card processi...
What is Interchange Pass-Through Pricing?
Interchange pass-through pricing may be one way your business can realize savings in payment fees of up to 20%. There are several payment models an...
As New Digital Channels Present Opportunities. Do They Outwe...
Payment disputes—more commonly known as chargebacks—have traditionally been a major concern for merchants in the eCommerce space. Most brick-and-mortar sell...
Key Takeaways from SubSummit 2022
This year’s SubSummit did not disappoint. With insightful keynote sessions, workshops and track sessions, it provided the latest strategies from subscription ...
Interchange Fees Explained and Ways to Lower Them
What is an interchange fee? An interchange fee is a payment processing fee the card network determines and the issuing bank collects. This fee is non-negotiabl...
Interchange Rates Set to Change in April
Visa and Mastercard have announced upcoming changes to their interchanges rates. The revised fees are the first substantial revisions to the interchange schedul...
Three Technologies to Look for in a Secure Payment Solution
There are three valuable technologies that are sometimes misunderstood but should be considered when implementing a secure payment solution. Here we discuss EMV...
PCI-DSS Compliance
What is PCI-DSS? If you are a merchant who accepts credit and debit card payments, you are responsible for securely storing, processing, and transmitting car...
“That’s Not Our Problem. You Need to Call Your Merchant ...
Payway always does right by our customers, which is why many have trusted as their payment solution provider for over 20 years. The following are excerpts from ...
How Billing Descriptors Can Help Reduce Disputes & Char...
A billing descriptor is an explanation of a transaction and appears on a customer’s credit card statement. Poorly-thought-out billing descriptors are among th...
Top 5 Subscription Show 2021 Takeaways
Whether you attended Subscription Show 2021 in person or online, there were several messages that resonated throughout. Here are our top 5 key takeaways: 1) ...
Recurring Payment Processing: Increase Transaction Approvals
In this blog, we highlight 3 ways subscription merchants can grow their revenue by increasing transaction approvals and proper set up with their payment process...
What is Level 3 Credit Card Processing?
What is Level 3 Credit Card Processing? Level 3 credit card processing is used in B2B and B2G transactions to help larger businesses save on processing rates...
How to Accept Credit Card Payments Over the Phone
Setting up a credit card reader at the point of sale is just one cost of doing business. But what happens if you want to be able to accept credit card payments ...
Star Tribune Saves 60% with Level 3 Credit Card Processing
SUMMARY The Star Tribune of Minneapolis (Star Tribune)was challenged to reduce operating expenses without impacting its existing infrastructure. To see wha...
Understanding Cash Discount Programs
Do you think the term “cash” is only relevant for brick-and-mortar operations? Think again! Even if your business only accepts payments or subscription mana...
Optimize Your Payment Strategy to Prevent Churn
Subscription Growth Taking a cue from the Software-as-a-Service industry, companies have realized the financial benefits of recurring revenue. This has resulte...
A Checklist for Choosing the Best Payment Gateway for Recurr...
Work with a payment gateway provider that is flexible enough build the solution that will work best for your business We've put this checklist together to help...
3D Secure 2.0: What is it and How Does it Work?
What is 3D Secure? 3D Secure (3DS) is a globally accepted authentication solution designed to make eCommerce transactions more secure in real-time by providi...
Credit Card Processing & Payment Gateway Fees Explained
Pricing models matter. Credit card processing fees and payment gateway fees can be complicated and overwhelming to understand. Nevertheless, they must be pai...
Trace All Merchant Chargebacks to 3 Basic Sources
Even if you haven’t had serious issues with them first-hand, you’re probably aware of chargebacks to at least some degree. In case you’re unfamiliar, t...
Scan to Pay Offers a Quick & Safe Payment Option
When it comes to payment options, consumers have increasingly turned towards those that allow for quick and secure transactions. As a result, digital wallets an...
Payway History – Infographic
Payway has decades of experience in recurring payment processing and provides their customers the most up-to-date security features. Payway built their user-fri...
Merchant Accounts: What You Need to Know
If you're a business owner, you've probably heard the term "merchant account." But what exactly is a merchant account, why do you need one, what documentation i...
Recurring ACH Payments
Boost Your Business with Recurring ACH Payments ACH payments are growing in popularity. In fact, consumers processed over 30 billion ACH payments in the United...
Subscription Show 2020: 3 Key Takeaways
I hope you enjoyed Subscription Show 2020 as much as we did. There was certainly a lot of great information shared over the course of six days between the keyno...
Virtual Terminal vs. Payment Gateway
Selecting the right payment processing solution can be confusing. One of the most common misconceptions is understanding what the difference is between a paymen...
What is a Digital Wallet?
What is a Digital Wallet? A digital wallet, also known as an e-wallet or mobile wallet, is a virtual platform that securely stores payment information, such as...
Three Key Market Drivers in the Payments Industry
During the past few years, payment gateways have stepped out from behind the scenes to play a leading role in how companies provide customers with improved me...
Securing Recurring Payments: What is P2PE?
For businesses that rely on recurring payments, security is essential. After all, your customers leave their sensitive payment information with you to charge re...
How Tokenization Benefits Subscription-Based Businesses
Boost subscription revenue with tokenization One of the simplest ways that subscription-based businesses can improve the shopping experience is by enabling a...
Payment Processing: The Primary Players
As part of our series, "Understanding the Ins and Outs of Credit Card Processing" we explain who the primary players are in the payment process. Most busines...
What is a Payment Gateway?
As part of our series, "Understanding the Ins and Outs of Credit Card Processing" we explain what a payment gateway is and its importance in the payment process...
COVID-19 and Your Business Credit Limit
Any part of running a business includes having a merchant account. You have to be able to make and take payments, and in turn, use those funds to pay your emplo...
We Give Thanks: Milestones, Mullets and More
It’s the time of year when people gather and give thanks. We’d be remiss if we didn’t partake in this tradition, especially since this year we’re a smid...
Advanced Tech is a Must for New Generation of Workers
How many times have we asked our kids to help us with an app, or post an Instagram story, or even configure our new PC? They, and their generation, don’t reme...
Did Back to School Retailers Get Fee’d?
Back-to-school shopping has become big business for retailers. According to a new study by Deloitte, total back-to-school spending was expected to hit $27.8 bil...
Top Four Things to Look for in a Payment Gateway Company
During the past few years, payment gateways have taken off, making online payments for products and services the favored payment method for consumers when makin...
2019: The year of consolidation continues
We're more than halfway through the year, and we believe it's fair to state 2019 will be known as the year of consolidation in the payments industry. Just ta...
What to Know About Contactless Payments
Anytime a small business considers adopting a new technology, they should consider the needs of their customer. Given the rise in digital wallet usage, stores o...
Five Reasons to Consider Changing Your Payments Provider
Why consider switching merchant/payment gateway partners? What are the benefits? There are several. To make it easy, we've highlighted the top five reasons: ...
Charitable Organizations Save with Payway
This time of year, more and more people find it in their hearts and wallets to donate to various charities. Last year was the sixth annual #GivingTuesday eve...
Going Digital: Why Kenosha News Moved to the Cloud with Payw...
Imagine managing a newspaper with a history of innovation and still having to rely on paper-based and manual processes for certain business operations. That ...
Protect Cardholder Data with P2PE
Almost 76 million credit card numbers were stolen from 2017-2018, according to Gemini Advisory. So how can you keep your company and your customer’s data safe...
Payway 2019 Predictions: Card-Not-Present is the Future of P...
"Venmo me" or "Zelle it" has become the way we speak to one another about transferring money. When did this become our new normal? When did our favorite cafes a...
Five things to look for in a gateway partner
What to consider when selecting a payment gateway best for your business.
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